News and views

Increased demands on the healthcare system, rapid digital innovation, and added focus on health and wellbeing are contributing to a level of client interest in private medical insurance (PMI) not seen for many years.

Dr Anushka Patchava is joined by Jo Aggarwal, Founder & CEO of Wysa, and Krishna Moorthy, Surgeon and Co-Founder of OnkoHealth, to explore what impact COVID-19 has had on the delivery of cancer care and mental health services.

Deputy Chief Medical Officer for Vitality, Dr Anushka Patchava, talks us through the main areas of innovation within digital health technology spurred on by the Covid-19 pandemic.

With most client portfolios down – in some cases significantly – over the past 6 weeks, advisers are encouraging them to stay the course and avoid crystallising losses.

Despite the current situation we're fully operational and continuing to deliver our usual service.

Over the past three weeks, stock markets across the world have fallen sharply as investors panicked over the potential impact of the novel coronavirus, Covid-19, on the world economy.

Dynamic Planner share their views on the response of global markets to the novel Coronavirus (Covid-19) pandemic.

Given the current volatility, John Stopford and Jason Borbora-Sheen, portfolio managers of the Vitality Investec Multi-Asset Income Fund (“the Fund”), explain their intentions for navigating the Fund through an uncertain and rapidly evolving situation.

Markets are facing three significant threats. How they respond depends on which of three potential scenarios materialise.

Martin O’Gorman, Pensions and Risk Specialist at VitalityInvest, assesses the key changes that were announced in the March Budget.

Advisers are facing a number of challenges, from increasing regulatory pressure to the changing needs of clients and an ever-expanding range of investment options.

Made up of five ready-made, risk-profiled investment portfolios, they use SEI's institutional expertise to bring an innovative solution to your clients’ portfolios.

Our plans with Healthy Fee Saver help your clients access more value from year one and give them real financial benefits when they make positive lifestyle choices.

At Vitality, we review our Vitality Programme at least once a year to make sure we give our members benefits that are rewarding, relevant and accessible.

As we continue to build strong credentials in the investment market, the two-year anniversary of our low-cost multi-asset VitalityInvest Risk Optimiser (VIRO) fund range represents an important milestone.

Our pension specialist, Martin O'Gorman, looks at the impact of the 2006 Pensions Simplification legislation has on the NHS pension scheme.

Why consumers misunderstand how much they should save and how we can change mindsets.

With advisers facing a host of challenges from increased regulation to pressure on fee structures, we look at ways to help you grow your business and how you can work with us to do so.

Why the ‘expression of wishes’ should be an important part of the annual review process for pension investors.

How we can meet the health and wealth challenges of a society that is living longer.

Financial advice is becoming increasingly digitised and streamlined so it’s never been more important for advisers to have access to leading edge technology to manage new and existing clients.

Our pension specialist, Martin O'Gorman, looks at the impact of Pensions Freedom following the release of the latest set of statistics by HM Revenue & Customs.

Value and performance are crucial in financial services, but so is reputation and loyalty.

Justin Taurog, VitalityInvest Deputy CEO, discusses how capturing the market for Millennials is the holy grail of financial services.

Jason Borbora-Sheen, co-manager of the Vitality Investec Multi-Asset Income Fund, discusses how he navigates the current uncertainty and maintains a sense of balance within the portfolio.

At a time when stock and bond markets are fraught with risk, structured products are an option worth considering. So we've takene a look at the advantages of accessing structured products through a fund.

Structured products have long divided opinion: while some view them as potentially risky and complex, others recognise them as important tools for investors seeking capital protection and more predictable returns.

On 6 November 2018 the state pension age for both men and women in the UK was equalised for the very first time at age 65. Originally set at 65 for men and 60 for women, the gradual increase in retirement age for women means that women who turn 65 on 6 November will be the first to have to wait for as long as men to qualify for their pension.

Current UK pensions regulation creates a discrepancy in the way that tax relief is granted on contributions. For people earning below the tax-free personal allowance, their net contribution will vary depending on whether their occupational scheme is a ‘net pay’ or a ‘relief at source’ scheme. The changes in the October budget have compounded this difference.

Pensions minister Guy Opperman, has promised that there will be a ‘substantial’ parliamentary bill in next year’s Queen’s Speech that will act as a ‘roadmap’ for the long- term future of private pensions.

VitalityInvest has designed its product range with investors’ outcomes in mind. Through our unique product features, we encourage people to adopt more effective savings habits.

Our recent report in partnership with the RSA titled ‘Healthy Hybrid: A Blueprint for Business’ set out 10 recommendations to help employers deliver inclusive productivity gains for their business alongside a healthier, happier workforce.

We’ve reached a potentially critical point in the debate on pensions: research shows that younger employees are not currently saving enough for their retirement… and don’t appear to be too bothered about the future.

Drewberry Wealth Director Tom Conner looks at how an aging population can affect the approach to retirement investment advice

The FCA has set out its proposals for changes affecting the non-advised sale of drawdown products. These proposals give important insight into the FCA’s thinking, and suggest some possible implications for the market for advised products too.

We’re all living longer – half the future generation born after 2036 is expected to live to 100. But despite more of us saving for our retirement, and from a younger age, there’s still a lot of work to do if we want our time in retirement to be both financially and physically healthy – the ‘Holy Grail’ of life after work.

The ultimate outcome for later life involves having both financial security and the good health to enjoy an active, fulfilling retirement. VitalityInvest is built on an incentive-based concept that can help your clients meet both of these goals.

Rather than indulging today, isn’t it time we began taking a longer-term approach to our money and wellbeing? We believe we may have the solution.

People are saving less for retirement and living longer. Will their savings be able to last their lifetime?